System Security eLayaway uses 256-bit Secure Socket
Layers Encryption (SSL) whenever sensitive information is sent or
received. An SSL connection encrypts all information sent between your
browser and the eLayaway server. This provides a high degree of
confidentiality. All data sent over an encrypted SSL connection is
protected with a mechanism for detecting tampering. It will
automatically determine whether the data has been altered in transit.
Control Scan Verification Services New security threats are uncovered daily and require a proactive
approach to prevention. In addition to eLayaway's strict policies and
ID address verification procedures, eLayaway also uses Control Scan – a third-party verification service – to identify, measure and prioritize our
website's security, privacy, quality, accessibility and compliance
risks. eLayaway selected Control Scan for its commitment to upholding the most extensive, award-winning security verification policies
Control Scan provides weekly scans to test:
Replication of real life attackers for over 11,000 vulnerabilities.
Verification that governmental standards are being met.
Compliance with Payment Card Industry (PCI) standards.
Financial Security Financial security is one of the most
important aspects of a functioning payment process. To ensure the
highest levels of security for customers, eLayaway has
chosen to use escrow and cash management services provided by HSBC
Bank. HSBC is one of the largest, FDIC-insured financial institutions
in the world and boasts cutting-edge cash management technology.
Fraud Security The eLayaway system is one of the most fraud-resistant payment systems available. The process of paying over time
before item delivery does not work well when a criminal is trying to
quickly make a purchase, take delivery and disappear. The eLayaway
system also verifies the identity of every consumer who makes a
purchase through the system or changes important account information.
This makes an individual accountable if they decide to use another
person's banking information to fund a transaction or switch important
data. The eLayaway system does not allow transfers of money between any
two or more accounts. This decision was made to eliminate internal
network theft. The management team of eLayaway works hard to make sure it is operating the most fraud-resistant payment system on the Internet.
Information Security eLayaway takes pride in protecting the
information of both merchants and consumers. The information that is
collected is stored safely in eLayaway's database and is never shared with any