Here are just some of the benefits of using eLayaway to make your purchases:
Free Membership.Becoming a member is free and easy.
More Buying Power. eLayaway
offers a safe and affordable payment alternative without tying up your
credit or subjecting the purchase to high-interest credit card fees.
No Credit Checks or Special Qualifications. Anyone 18 years old or older can join. All you need is an active bank account that can transfer funds in U.S. currency.
Freedom From Credit Cards. If
you are near or beyond your credit limit or simply want to avoid high-interest credit card fees, eLayaway is a smart choice for you.
Flexible Payment Schedules. Similar
to traditional layaway, eLayaway lets you make regular payments towards
merchandise, with delivery upon payment in full. Payments are
automatically deducted from your bank account.
No Hidden Charges or Mounting Interest. eLayaway
makes shopping painless by eliminating hidden charges and monthly
interest fees. Members pay a flat transaction fee of just 1.9% on the
initial purchase price ($1.90 for every $100).
No Risk. You have the right to cancel any purchase and will receive a refund less a $25 cancellation fee.
Security and Identity Protection. eLayaway
has partnered with trusted experts like HSBC, ControlScan and IDology
to ensure the security and integrity of every transaction. Identity
verification measures are integrated into the eLayaway system to
prevent fraudulent purchases.